/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #003588;
  --blue:      #266AFB;
  --green:     #014B11;
  --bg:        #FAFCFF;
  --bg-blue:   #EDF2FB;
  --bg-pale:   #ECF2FF;
  --bg-cta:    #E0F7FF;
  --bg-mint:   #E4FFEA;
  --icon-bg:   #B2EAFF;
  --dark:      #222222;
  --white:     #FAFCFF;
  --radius:    20px;
  --pill:      100px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg);
  color: var(--dark);
  overflow-x: hidden;
}

h1, h2, h3, h4 { font-family: 'Instrument Sans', sans-serif; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ===== UTILITY ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 90px 0; }
.section--blue { background: var(--bg-blue); }
.section--pale { background: var(--bg-pale); }

.eyebrow {
  display: inline-block;
  background: var(--bg-cta);
  color: var(--navy);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 20px 6px 16px;
  border-radius: 50px 0 0 50px;
  margin-bottom: 18px;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.section-heading {
  font-size: clamp(28px, 4vw, 42px);
  color: var(--navy);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 16px;
}
.section-heading span { color: var(--blue); }

.section-sub {
  font-size: 16px;
  line-height: 1.75;
  color: #4a5568;
  max-width: 620px;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--pill);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all 0.25s ease;
  font-family: 'Inter', sans-serif;
}
.btn--green  { background: var(--green); color: #fff; }
.btn--green:hover  { background: #023a0d; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(1,75,17,.3); }
.btn--blue   { background: var(--blue); color: #fff; }
.btn--blue:hover   { background: #1558e0; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(38,106,251,.3); }
.btn--outline { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn--outline:hover { background: var(--navy); color: #fff; }
.btn--white  { background: #fff; color: var(--navy); }
.btn--white:hover  { background: var(--bg-blue); }

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(250,252,255,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(38,106,251,0.1);
  padding: 0 24px;
  height: 72px;
  display: flex;
  align-items: center;
  transition: box-shadow 0.3s;
}
.navbar.scrolled { box-shadow: 0 4px 24px rgba(0,53,136,.1); }

.navbar__inner {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.navbar__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Instrument Sans', sans-serif;
  font-weight: 700;
  font-size: 20px;
  color: var(--navy);
  flex-shrink: 0;
}

.navbar__logo-icon {
  width: 40px; height: 40px;
  background: var(--blue);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-size: 20px;
  font-weight: 700;
}

.navbar__nav {
  display: flex;
  align-items: center;
  gap: 2px;
  list-style: none;
}

.navbar__nav > li > a {
  font-size: 13px;
  font-weight: 500;
  color: var(--navy);
  padding: 6px 10px;
  border-radius: 8px;
  transition: color 0.2s, background 0.2s;
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 3px;
}
.navbar__nav > li > a:hover { color: var(--blue); background: var(--bg-pale); }

/* ===== NAVBAR DROPDOWN ===== */
.navbar__dropdown-wrap {
  position: relative;
}
.navbar__dropdown-toggle {
  cursor: pointer;
}
.navbar__arrow {
  font-size: 10px;
  transition: transform 0.2s;
  display: inline-block;
  margin-top: 1px;
}
.navbar__dropdown-wrap.open .navbar__arrow {
  transform: rotate(180deg);
}
.navbar__dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  min-width: 220px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0,53,136,0.15);
  border: 1px solid rgba(38,106,251,0.12);
  padding: 6px 0;
  z-index: 3000;
}
.navbar__dropdown-wrap.open .navbar__dropdown {
  display: block;
}
.navbar__dropdown a {
  display: block;
  padding: 9px 18px;
  font-size: 13px;
  font-weight: 500;
  color: var(--navy);
  border-radius: 0;
  border-left: 3px solid transparent;
  transition: background 0.15s, border-color 0.15s, color 0.15s;
  background: none;
}
.navbar__dropdown a:hover {
  background: var(--bg-pale);
  border-left-color: var(--blue);
  color: var(--blue);
}

.navbar__cta { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }

.navbar__phone {
  font-size: 14px;
  font-weight: 600;
  color: var(--blue);
  display: flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
}

.navbar__toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.navbar__toggle span {
  display: block;
  width: 26px; height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all 0.3s;
}

/* Mobile menu */
.mobile-menu {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: var(--bg);
  border-top: 1px solid rgba(38,106,251,.1);
  z-index: 999;
  flex-direction: column;
  padding: 20px 24px;
  gap: 4px;
  box-shadow: 0 20px 40px rgba(0,53,136,.08);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  font-size: 15px;
  font-weight: 500;
  color: var(--navy);
  padding: 10px 0;
  border-bottom: 1px solid rgba(38,106,251,.08);
}

/* ===== HERO ===== */
.hero {
  padding-top: 72px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--navy) 0%, #002266 50%, #001844 100%);
  z-index: 0;
}

.hero__bg-pattern {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 20% 50%, rgba(38,106,251,.25) 0%, transparent 50%),
                    radial-gradient(circle at 80% 20%, rgba(38,106,251,.15) 0%, transparent 40%),
                    radial-gradient(circle at 60% 80%, rgba(1,75,17,.1) 0%, transparent 40%);
  z-index: 1;
}

.hero__inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  width: 100%;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(38,106,251,.2);
  border: 1px solid rgba(38,106,251,.4);
  color: #a8c4ff;
  font-size: 12px;
  font-weight: 600;
  padding: 6px 16px;
  border-radius: var(--pill);
  margin-bottom: 24px;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.hero__badge-dot {
  width: 8px; height: 8px;
  background: #4ade80;
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%,100%{opacity:1;transform:scale(1)}
  50%{opacity:.5;transform:scale(1.3)}
}

.hero__title {
  font-size: clamp(34px, 5vw, 58px);
  color: var(--white);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 24px;
}
.hero__title span { color: #6ea8fe; }

.hero__sub {
  font-size: 16px;
  color: rgba(250,252,255,.8);
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 520px;
}

.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 52px; }

.hero__stats { display: flex; gap: 36px; flex-wrap: wrap; }
.hero__stat { text-align: center; }
.hero__stat-num {
  font-family: 'Instrument Sans', sans-serif;
  font-size: 30px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}
.hero__stat-label { font-size: 12px; color: rgba(255,255,255,.6); margin-top: 4px; }

.hero__image { position: relative; }
.hero__img-wrap {
  border-radius: var(--radius);
  overflow: hidden;
  position: relative;
  min-height: 480px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  background: linear-gradient(180deg, rgba(38,106,251,.15) 0%, rgba(0,53,136,.4) 100%);
}
.hero__img-wrap img {
  max-height: 520px;
  width: auto;
  max-width: 100%;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 20px 40px rgba(0,0,0,.3));
}

.hero__card-float {
  position: absolute;
  background: rgba(255,255,255,.95);
  border-radius: 16px;
  padding: 14px 18px;
  box-shadow: 0 20px 60px rgba(0,0,0,.2);
}
.hero__card-float--1 {
  bottom: 32px; left: -20px;
  display: flex; align-items: center; gap: 10px;
}
.hero__card-float--2 { top: 32px; right: -20px; text-align: center; }
.hero__card-icon {
  width: 40px; height: 40px;
  background: var(--bg-mint);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
}
.hero__card-text strong { display: block; font-size: 13px; font-weight: 700; color: var(--navy); }
.hero__card-text span  { font-size: 11px; color: #6b7280; }
.hero__card-float--2 .num { font-size: 26px; font-weight: 700; color: var(--navy); font-family: 'Instrument Sans', sans-serif; }
.hero__card-float--2 .lbl { font-size: 11px; color: #6b7280; }

/* ===== TICKER ===== */
.ticker { background: var(--navy); padding: 13px 0; overflow: hidden; }
.ticker__track {
  display: flex; gap: 48px;
  animation: tick 28s linear infinite;
  width: max-content;
}
.ticker__track:hover { animation-play-state: paused; }
@keyframes tick { from{transform:translateX(0)} to{transform:translateX(-50%)} }
.ticker__item {
  display: flex; align-items: center; gap: 10px;
  color: rgba(255,255,255,.85);
  font-size: 13px; font-weight: 500;
  white-space: nowrap;
}
.ticker__item .dot { width: 6px; height: 6px; background: var(--blue); border-radius: 50%; }

/* ===== CREDENTIALS ===== */
.creds { background: var(--bg-blue); padding: 36px 0; }
.creds__grid { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.cred-badge {
  display: flex; align-items: center; gap: 10px;
  background: #fff;
  border: 1.5px solid rgba(38,106,251,.15);
  border-radius: var(--pill);
  padding: 9px 20px;
  font-size: 13px; font-weight: 600;
  color: var(--dark);
}
.cred-badge-icon {
  width: 30px; height: 30px;
  background: var(--bg-pale);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px;
}

/* ===== SERVICES ===== */
.services__header { text-align: center; max-width: 680px; margin: 0 auto 56px; }
.services__header .section-sub { margin: 0 auto; }

.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform .3s, box-shadow .3s;
  position: relative;
  overflow: hidden;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 20px 60px rgba(0,53,136,.12); }
.service-card:nth-child(1)  { background: var(--bg-pale); }
.service-card:nth-child(2)  { background: var(--bg-mint); }
.service-card:nth-child(3)  { background: var(--bg-cta); }
.service-card:nth-child(4)  { background: #fff0f6; }
.service-card:nth-child(5)  { background: #f0f4ff; }
.service-card:nth-child(6)  { background: #fffbf0; }
.service-card:nth-child(7)  { background: #f5f0ff; }
.service-card:nth-child(8)  { background: #f0fff4; }
.service-card:nth-child(9)  { background: #fff5f0; }
.service-card:nth-child(10) { background: var(--bg-pale); }

.service-card__icon {
  width: 54px; height: 54px;
  background: var(--blue);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  margin-bottom: 18px;
}
.service-card__tag {
  display: inline-block;
  font-size: 11px; font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--blue);
  margin-bottom: 8px;
}
.service-card h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.service-card p  { font-size: 13px; line-height: 1.7; color: #4a5568; }
.service-card__link {
  display: inline-flex; align-items: center; gap: 5px;
  margin-top: 16px;
  font-size: 13px; font-weight: 600; color: var(--blue);
  transition: gap .2s;
}
.service-card__link:hover { gap: 9px; }

/* ===== HIGH INTENSITY SECTION ===== */
.hi-intro {
  background: linear-gradient(135deg, var(--navy) 0%, #002266 100%);
  border-radius: var(--radius);
  padding: 48px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  margin-bottom: 48px;
  position: relative;
  overflow: hidden;
}
.hi-intro::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(38,106,251,.35), transparent 70%);
  pointer-events: none;
}
.hi-intro__text h2 { font-size: 28px; font-weight: 700; color: #fff; margin-bottom: 10px; }
.hi-intro__text p  { font-size: 15px; color: rgba(255,255,255,.8); line-height: 1.7; max-width: 560px; }
.hi-intro__badge {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: var(--radius);
  padding: 20px 28px;
  text-align: center;
  flex-shrink: 0;
  min-width: 160px;
}
.hi-intro__badge .num { font-size: 40px; font-weight: 700; color: #6ea8fe; font-family: 'Instrument Sans', sans-serif; }
.hi-intro__badge .lbl { font-size: 13px; color: rgba(255,255,255,.75); margin-top: 4px; }

.hi-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.hi-card {
  background: #fff;
  border-radius: var(--radius);
  border: 1.5px solid rgba(38,106,251,.1);
  padding: 28px 26px;
  transition: transform .3s, box-shadow .3s, border-color .3s;
}
.hi-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 48px rgba(0,53,136,.1);
  border-color: rgba(38,106,251,.3);
}

.hi-card__header { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 14px; }
.hi-card__icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  flex-shrink: 0;
}
.hi-card:nth-child(odd)  .hi-card__icon { background: var(--bg-pale); }
.hi-card:nth-child(even) .hi-card__icon { background: var(--bg-mint); }

.hi-card__tag {
  font-size: 11px; font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--blue);
  margin-bottom: 4px;
}
.hi-card h3 { font-size: 16px; font-weight: 700; color: var(--navy); }
.hi-card__desc { font-size: 13px; line-height: 1.7; color: #4a5568; margin-bottom: 14px; }

.hi-card__skills { display: flex; flex-direction: column; gap: 5px; margin-bottom: 14px; }
.hi-card__skills li {
  display: flex; align-items: flex-start; gap: 8px;
  font-size: 12px; color: #374151; line-height: 1.5;
}
.hi-card__skills li::before {
  content: '✓';
  color: var(--blue);
  font-weight: 700;
  font-size: 11px;
  margin-top: 1px;
  flex-shrink: 0;
}

.hi-card__footer {
  display: flex; align-items: center; gap: 10px;
  padding-top: 12px;
  border-top: 1px solid rgba(38,106,251,.08);
}
.hi-card__badge {
  font-size: 11px; font-weight: 600;
  color: var(--blue);
  background: var(--bg-pale);
  padding: 3px 10px;
  border-radius: var(--pill);
}

/* ===== WHY CHOOSE ===== */
.why__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }

.accordion { display: flex; flex-direction: column; gap: 10px; }
.accordion__item {
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid rgba(38,106,251,.12);
  overflow: hidden;
  transition: box-shadow .2s;
}
.accordion__item.open {
  box-shadow: 0 8px 32px rgba(38,106,251,.1);
  border-color: rgba(38,106,251,.3);
}
.accordion__header {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 22px; cursor: pointer; gap: 14px;
}
.accordion__icon-wrap {
  width: 40px; height: 40px;
  background: var(--bg-pale);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.accordion__title { font-size: 15px; font-weight: 600; color: var(--navy); flex: 1; }
.accordion__toggle {
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--bg-blue);
  border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; color: var(--navy); flex-shrink: 0;
  transition: all .25s;
}
.accordion__item.open .accordion__toggle { background: var(--blue); color: #fff; transform: rotate(45deg); }
.accordion__body {
  display: none;
  padding: 0 22px 18px 74px;
  font-size: 13px; line-height: 1.7; color: #4a5568;
}
.accordion__item.open .accordion__body { display: block; }

.why__badges { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }
.why__badge {
  display: flex; align-items: center; gap: 8px;
  background: #fff;
  border: 1px solid rgba(38,106,251,.15);
  border-radius: var(--pill);
  padding: 9px 16px;
  font-size: 13px; font-weight: 600; color: var(--navy);
}

.why__img-placeholder {
  width: 100%; height: 480px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--bg-pale) 0%, var(--bg-blue) 100%);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 12px;
}
.why__img { width: 100%; height: 480px; object-fit: cover; object-position: center top; border-radius: var(--radius); }
.why__credentials {
  position: absolute; bottom: -20px; right: -20px;
  background: #fff; border-radius: 16px;
  padding: 18px 22px;
  box-shadow: 0 16px 48px rgba(0,53,136,.15);
  min-width: 190px;
}
.why__cred-title { font-size: 11px; text-transform: uppercase; letter-spacing: .06em; color: #6b7280; margin-bottom: 10px; font-weight: 600; }
.why__cred-list { display: flex; flex-direction: column; gap: 7px; list-style: none; }
.why__cred-list li {
  display: flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 500; color: var(--navy);
}
.why__cred-list li::before {
  content: '✓';
  width: 17px; height: 17px;
  background: var(--bg-mint);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 10px; color: #014B11; flex-shrink: 0;
}

/* ===== STATS ===== */
.stats { background: var(--navy); }
.stats__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stat-item { padding: 20px; }
.stat-item__num { font-family: 'Instrument Sans', sans-serif; font-size: 48px; font-weight: 700; color: #fff; line-height: 1; margin-bottom: 8px; }
.stat-item__num span { color: #6ea8fe; }
.stat-item__label { font-size: 14px; color: rgba(255,255,255,.65); }

/* ===== PROCESS ===== */
.process__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.process__steps { display: flex; flex-direction: column; }
.process__step { display: flex; gap: 18px; position: relative; }
.process__step-left { display: flex; flex-direction: column; align-items: center; }
.process__step-num {
  width: 46px; height: 46px;
  background: var(--blue); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 17px; font-weight: 700; color: #fff; flex-shrink: 0;
  font-family: 'Instrument Sans', sans-serif; position: relative; z-index: 1;
}
.process__step-line {
  width: 2px; flex: 1; min-height: 36px;
  background: linear-gradient(to bottom, var(--blue), rgba(38,106,251,.1));
  margin: 4px 0;
}
.process__step:last-child .process__step-line { display: none; }
.process__step-body { padding-bottom: 32px; flex: 1; }
.process__step-body h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.process__step-body p  { font-size: 13px; line-height: 1.7; color: #4a5568; }

.process__form {
  background: #fff;
  border-radius: var(--radius);
  padding: 38px;
  box-shadow: 0 8px 48px rgba(0,53,136,.08);
}
.process__form h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.process__form > p { font-size: 13px; color: #6b7280; margin-bottom: 24px; }

.form-group { margin-bottom: 16px; }
.form-group label {
  display: block; font-size: 12px; font-weight: 600; color: var(--navy);
  margin-bottom: 5px; text-transform: uppercase; letter-spacing: .05em;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; padding: 11px 14px;
  border: 1.5px solid rgba(38,106,251,.2);
  border-radius: 10px;
  font-size: 14px; font-family: 'Inter', sans-serif;
  color: var(--dark); background: var(--bg); outline: none;
  transition: border-color .2s, box-shadow .2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(38,106,251,.1);
}
.form-group textarea { min-height: 90px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ===== TESTIMONIALS ===== */
.testimonials__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.testimonial-card {
  background: #fff; border-radius: var(--radius);
  padding: 28px 24px;
  border: 1px solid rgba(38,106,251,.1);
  transition: transform .3s, box-shadow .3s;
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,53,136,.1); }
.testimonial-card__stars { color: #f59e0b; font-size: 16px; letter-spacing: 2px; margin-bottom: 14px; }
.testimonial-card__text { font-size: 14px; line-height: 1.8; color: #374151; margin-bottom: 20px; font-style: italic; }
.testimonial-card__author { display: flex; align-items: center; gap: 12px; }
.testimonial-card__avatar {
  width: 44px; height: 44px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 17px; font-weight: 700; color: #fff; flex-shrink: 0;
}
.testimonial-card:nth-child(1) .testimonial-card__avatar { background: var(--blue); }
.testimonial-card:nth-child(2) .testimonial-card__avatar { background: var(--green); }
.testimonial-card:nth-child(3) .testimonial-card__avatar { background: #7c3aed; }
.testimonial-card__name  { font-weight: 700; font-size: 13px; color: var(--navy); }
.testimonial-card__role  { font-size: 12px; color: #6b7280; }

/* ===== CTA BANNER ===== */
.cta-banner {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 56px 48px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 40px; position: relative; overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute; top: -60px; right: -60px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(38,106,251,.3), transparent 70%);
  pointer-events: none;
}
.cta-banner__text h2 { font-size: 28px; font-weight: 700; color: #fff; margin-bottom: 10px; }
.cta-banner__text p  { font-size: 15px; color: rgba(255,255,255,.75); max-width: 500px; line-height: 1.7; }
.cta-banner__actions { display: flex; gap: 14px; flex-shrink: 0; flex-wrap: wrap; }

/* ===== BLOG PREVIEW ===== */
.blog__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.blog-card {
  background: #fff; border-radius: var(--radius);
  overflow: hidden; border: 1px solid rgba(38,106,251,.1);
  transition: transform .3s, box-shadow .3s;
}
.blog-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,53,136,.1); }
.blog-card__img {
  height: 180px; background: var(--bg-blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 52px;
}
.blog-card__body { padding: 22px; }
.blog-card__tag {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .07em; color: var(--blue); margin-bottom: 8px;
}
.blog-card h3 { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.4; }
.blog-card p  { font-size: 13px; color: #4a5568; line-height: 1.7; margin-bottom: 14px; }
.blog-card__link { font-size: 13px; font-weight: 600; color: var(--blue); display: inline-flex; align-items: center; gap: 5px; transition: gap .2s; }
.blog-card__link:hover { gap: 9px; }

/* ===== REFER ===== */
.refer__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.refer__form-wrap {
  background: #fff; border-radius: var(--radius);
  padding: 40px;
  box-shadow: 0 8px 48px rgba(0,53,136,.08);
}
.refer__form-wrap h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.refer__form-wrap > p { font-size: 13px; color: #6b7280; margin-bottom: 24px; }

/* ===== FOOTER ===== */
.footer { background: #001533; color: rgba(255,255,255,.75); padding: 64px 0 0; }
.footer__top {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 44px; padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer__logo {
  display: flex; align-items: center; gap: 10px;
  font-family: 'Instrument Sans', sans-serif;
  font-weight: 700; font-size: 18px; color: #fff; margin-bottom: 14px;
}
.footer__logo-icon {
  width: 38px; height: 38px;
  background: var(--blue); border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 19px; font-weight: 700;
}
.footer__desc { font-size: 13px; line-height: 1.8; margin-bottom: 18px; max-width: 260px; }
.footer__contact-item { display: flex; align-items: center; gap: 8px; font-size: 13px; margin-bottom: 8px; }
.footer__col h4 {
  font-family: 'Instrument Sans', sans-serif;
  font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 18px;
}
.footer__links { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer__links a { font-size: 13px; color: rgba(255,255,255,.6); transition: color .2s; }
.footer__links a:hover { color: #6ea8fe; }
.footer__nl { margin-top: 18px; }
.footer__nl p { font-size: 12px; margin-bottom: 8px; }
.footer__nl-form { display: flex; }
.footer__nl-form input {
  flex: 1; padding: 9px 13px;
  border: 1px solid rgba(255,255,255,.15);
  background: rgba(255,255,255,.06);
  color: #fff; font-size: 13px;
  border-radius: 7px 0 0 7px; outline: none;
}
.footer__nl-form input::placeholder { color: rgba(255,255,255,.35); }
.footer__nl-form button {
  padding: 9px 15px;
  background: var(--blue); color: #fff; border: none;
  border-radius: 0 7px 7px 0;
  font-size: 13px; font-weight: 600; cursor: pointer;
  transition: background .2s;
}
.footer__nl-form button:hover { background: #1558e0; }
.footer__bottom {
  padding: 22px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 14px;
}
.footer__copy { font-size: 12px; color: rgba(255,255,255,.4); }
.footer__bottom-links { display: flex; gap: 20px; list-style: none; }
.footer__bottom-links a { font-size: 12px; color: rgba(255,255,255,.4); transition: color .2s; }
.footer__bottom-links a:hover { color: rgba(255,255,255,.8); }

/* ===== REVEAL ===== */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: .1s; }
.reveal-delay-2 { transition-delay: .2s; }
.reveal-delay-3 { transition-delay: .3s; }
.reveal-delay-4 { transition-delay: .4s; }
.reveal-delay-5 { transition-delay: .5s; }

/* ===== LOGO IMAGE ===== */
.navbar__logo-img {
  width: 40px; height: 40px;
  border-radius: 10px;
  object-fit: cover;
  display: block;
  border: 2px solid rgba(38,106,251,0.2);
}
.footer__logo-img {
  width: 38px; height: 38px;
  border-radius: 9px;
  object-fit: cover;
  display: block;
  border: 1.5px solid rgba(255,255,255,0.2);
}

/* ===== TEAM CARDS ===== */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.team-card {
  background: #fff;
  border-radius: var(--radius);
  border: 1.5px solid rgba(38,106,251,0.1);
  overflow: hidden;
  transition: transform .3s, box-shadow .3s;
  text-align: center;
}
.team-card:hover { transform: translateY(-6px); box-shadow: 0 20px 60px rgba(0,53,136,.12); }
.team-card__photo {
  height: 220px;
  background: linear-gradient(135deg, var(--bg-pale), var(--bg-blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 72px; overflow: hidden;
}
.team-card__photo img { width: 100%; height: 100%; object-fit: cover; object-position: top center; }
.team-card__body { padding: 24px 20px; }
.team-card__name { font-family: 'Instrument Sans', sans-serif; font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.team-card__role { font-size: 12px; font-weight: 600; color: var(--blue); text-transform: uppercase; letter-spacing: .07em; margin-bottom: 12px; }
.team-card__bio { font-size: 13px; line-height: 1.7; color: #4a5568; }
.team-card__tags { display: flex; flex-wrap: wrap; gap: 6px; justify-content: center; margin-top: 14px; }
.team-card__tag { font-size: 11px; font-weight: 600; color: var(--navy); background: var(--bg-pale); padding: 3px 10px; border-radius: var(--pill); }

/* ===== BOARD CARDS ===== */
.board-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.board-card {
  background: #fff; border-radius: var(--radius);
  padding: 32px 26px; border: 1.5px solid rgba(38,106,251,0.1);
  text-align: center; transition: transform .3s, box-shadow .3s;
}
.board-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,53,136,.1); }
.board-card__avatar {
  width: 80px; height: 80px; border-radius: 50%;
  margin: 0 auto 16px; display: flex; align-items: center; justify-content: center;
  font-size: 24px; font-weight: 700; color: #fff;
  font-family: 'Instrument Sans', sans-serif;
}
.board-card:nth-child(1) .board-card__avatar { background: var(--navy); }
.board-card:nth-child(2) .board-card__avatar { background: var(--blue); }
.board-card:nth-child(3) .board-card__avatar { background: var(--green); }
.board-card__name { font-family: 'Instrument Sans', sans-serif; font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.board-card__title { font-size: 12px; font-weight: 600; color: var(--blue); text-transform: uppercase; letter-spacing: .07em; margin-bottom: 12px; }
.board-card__bio { font-size: 13px; line-height: 1.7; color: #4a5568; }

/* ===== WORK WITH US ===== */
.jobs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}
.job-card {
  background: #fff; border-radius: var(--radius);
  border: 1.5px solid rgba(38,106,251,0.1);
  padding: 30px 26px;
  transition: transform .3s, box-shadow .3s, border-color .3s;
  display: flex; flex-direction: column;
}
.job-card:hover { transform: translateY(-6px); box-shadow: 0 20px 60px rgba(0,53,136,.12); border-color: rgba(38,106,251,.3); }
.job-card__badge { display: inline-block; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--green); background: var(--bg-mint); padding: 3px 12px; border-radius: var(--pill); margin-bottom: 14px; align-self: flex-start; }
.job-card__title { font-family: 'Instrument Sans', sans-serif; font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 10px; line-height: 1.3; }
.job-card__meta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 14px; }
.job-card__meta-item { display: flex; align-items: center; gap: 5px; font-size: 12px; color: #6b7280; font-weight: 500; }
.job-card__desc { font-size: 13px; line-height: 1.7; color: #4a5568; margin-bottom: 18px; flex: 1; }
.job-card__skills { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 20px; }
.job-skill { font-size: 11px; font-weight: 600; color: var(--navy); background: var(--bg-pale); padding: 3px 10px; border-radius: var(--pill); }
.job-card .btn { width: 100%; justify-content: center; }

.alerts-box {
  background: var(--navy); border-radius: var(--radius); padding: 48px 40px;
  display: flex; align-items: center; justify-content: space-between; gap: 40px;
  position: relative; overflow: hidden;
}
.alerts-box::before {
  content: ''; position: absolute; top: -60px; right: -60px; width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(38,106,251,.3), transparent 70%); pointer-events: none;
}
.alerts-box__text h3 { font-size: 24px; font-weight: 700; color: #fff; margin-bottom: 8px; }
.alerts-box__text p  { font-size: 14px; color: rgba(255,255,255,.75); max-width: 420px; line-height: 1.7; }
.alerts-box__form { display: flex; gap: 0; flex-shrink: 0; position: relative; z-index: 1; }
.alerts-box__form input {
  padding: 12px 16px; background: rgba(255,255,255,.1);
  border: 1.5px solid rgba(255,255,255,.25); border-right: none;
  border-radius: 10px 0 0 10px; color: #fff; font-size: 14px;
  font-family: 'Inter', sans-serif; min-width: 260px; outline: none;
}
.alerts-box__form input::placeholder { color: rgba(255,255,255,.45); }
.alerts-box__form button {
  padding: 12px 24px; background: var(--blue); border: none;
  border-radius: 0 10px 10px 0; color: #fff; font-size: 14px;
  font-weight: 600; cursor: pointer; font-family: 'Inter', sans-serif;
  transition: background .2s; white-space: nowrap;
}
.alerts-box__form button:hover { background: #1558e0; }

/* ===== COMPLAINTS ===== */
.complaints-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.complaints-rights {
  background: linear-gradient(135deg, var(--navy) 0%, #002266 100%);
  border-radius: var(--radius); padding: 32px; margin-bottom: 24px;
  position: relative; overflow: hidden;
}
.complaints-rights::before {
  content: ''; position: absolute; top: -40px; right: -40px; width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(38,106,251,.3), transparent 70%); pointer-events: none;
}
.complaints-rights h4 { font-size: 17px; font-weight: 700; color: #fff; margin-bottom: 14px; position: relative; z-index: 1; }
.complaints-rights ul { list-style: none; display: flex; flex-direction: column; gap: 10px; position: relative; z-index: 1; }
.complaints-rights li { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: rgba(255,255,255,.85); line-height: 1.6; }
.complaints-rights li::before { content: '✓'; color: #4ade80; font-weight: 700; font-size: 12px; margin-top: 1px; flex-shrink: 0; }
.complaints-info h3 { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.complaints-info > p { font-size: 14px; line-height: 1.75; color: #4a5568; margin-bottom: 24px; }
.oversight-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 16px; }
.oversight-item {
  background: #fff; border: 1.5px solid rgba(38,106,251,.1); border-radius: 12px;
  padding: 14px 16px; font-size: 13px; font-weight: 600; color: var(--navy);
  display: flex; align-items: center; gap: 10px;
  transition: border-color .2s, box-shadow .2s;
}
.oversight-item:hover { border-color: rgba(38,106,251,.3); box-shadow: 0 4px 16px rgba(0,53,136,.08); }
.oversight-item-icon { width: 34px; height: 34px; border-radius: 8px; background: var(--bg-pale); display: flex; align-items: center; justify-content: center; font-size: 16px; flex-shrink: 0; }
.complaints-form-wrap { background: #fff; border-radius: var(--radius); padding: 40px; box-shadow: 0 8px 48px rgba(0,53,136,.08); }
.complaints-form-wrap h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.complaints-form-wrap > p { font-size: 13px; color: #6b7280; margin-bottom: 24px; }

/* ===== FEEDBACK ===== */
.feedback-wrap { max-width: 700px; margin: 0 auto; }
.feedback-card { background: #fff; border-radius: var(--radius); padding: 48px 40px; box-shadow: 0 8px 48px rgba(0,53,136,.08); }
.feedback-card h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.feedback-card > p { font-size: 13px; color: #6b7280; margin-bottom: 28px; }
.feedback-type-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 4px; }
.feedback-type-btn {
  padding: 16px 12px; border: 1.5px solid rgba(38,106,251,.15);
  border-radius: 12px; background: var(--bg); text-align: center;
  cursor: pointer; transition: all .2s; display: block;
}
.feedback-type-btn input[type="radio"] { display: none; }
.feedback-type-btn:has(input:checked) { border-color: var(--blue); background: var(--bg-pale); box-shadow: 0 0 0 3px rgba(38,106,251,.1); }
.ft-icon { font-size: 28px; margin-bottom: 6px; }
.ft-label { font-size: 13px; font-weight: 600; color: var(--navy); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__image { display: none; }
  .services__grid { grid-template-columns: repeat(2, 1fr); }
  .why__grid { grid-template-columns: 1fr; }
  .why__credentials { display: none; }
  .stats__grid { grid-template-columns: repeat(2, 1fr); }
  .hi-grid { grid-template-columns: 1fr; }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .refer__grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr 1fr; }
  .board-grid { grid-template-columns: 1fr 1fr; }
  .jobs-grid { grid-template-columns: 1fr 1fr; }
  .complaints-grid { grid-template-columns: 1fr; }
  .alerts-box { flex-direction: column; text-align: center; }
  .alerts-box__form { width: 100%; justify-content: center; }
  .alerts-box__form input { min-width: auto; flex: 1; }
  .navbar__nav a { font-size: 12px; padding: 6px 8px; }
}
@media (max-width: 768px) {
  .navbar__nav, .navbar__phone { display: none; }
  .navbar__toggle { display: flex; }
  .hero { min-height: auto; padding: 90px 0 60px; }
  .services__grid { grid-template-columns: 1fr; }
  .testimonials__grid { grid-template-columns: 1fr; }
  .process__grid { grid-template-columns: 1fr; }
  .cta-banner { flex-direction: column; text-align: center; padding: 36px 24px; }
  .blog__grid { grid-template-columns: 1fr; }
  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .form-row { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .hi-intro { flex-direction: column; }
  .stats__grid { grid-template-columns: repeat(2, 1fr); }
  .team-grid { grid-template-columns: 1fr; }
  .board-grid { grid-template-columns: 1fr; }
  .jobs-grid { grid-template-columns: 1fr; }
  .oversight-grid { grid-template-columns: 1fr; }
  .feedback-type-grid { grid-template-columns: repeat(3, 1fr); }
  .feedback-card { padding: 32px 20px; }
  .complaints-form-wrap { padding: 28px 20px; }
  .alerts-box { padding: 32px 24px; }
  .alerts-box__form { flex-direction: column; width: 100%; }
  .alerts-box__form input { border-right: 1.5px solid rgba(255,255,255,.25); border-radius: 10px; width: 100%; }
  .alerts-box__form button { border-radius: 10px; width: 100%; }
}
@media (max-width: 480px) {
  .hero__title { font-size: 30px; }
  .section-heading { font-size: 24px; }
  .cta-banner__text h2 { font-size: 22px; }
  .stat-item__num { font-size: 36px; }
  .feedback-type-grid { grid-template-columns: 1fr; }
}

/* ========================================================
   TAB NAVIGATION BAR
   ======================================================== */
.tab-nav {
  position: fixed;
  top: 72px;
  left: 0; right: 0;
  z-index: 900;
  background: var(--navy);
  height: 48px;
  box-shadow: 0 2px 12px rgba(0,53,136,.25);
}

.tab-nav__inner {
  max-width: 1400px;
  margin: 0 auto;
  display: flex;
  align-items: stretch;
  height: 100%;
  overflow-x: auto;
  scrollbar-width: none;
}
.tab-nav__inner::-webkit-scrollbar { display: none; }

.tab-item {
  position: relative;
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 0 16px;
  color: rgba(255,255,255,0.82);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s, color 0.2s;
  border-bottom: 3px solid transparent;
  user-select: none;
}
.tab-item:hover {
  background: rgba(255,255,255,0.1);
  color: #fff;
}
.tab-item.active {
  color: #fff;
  border-bottom-color: #4fc3f7;
  background: rgba(255,255,255,0.08);
}

.tab-arrow {
  font-size: 10px;
  opacity: 0.7;
  transition: transform 0.25s;
  margin-top: 1px;
}
.tab-item.has-dropdown:hover .tab-arrow,
.tab-item.has-dropdown.open .tab-arrow {
  transform: rotate(180deg);
  opacity: 1;
}

/* BOOK NOW button-style tab */
.tab-item--book {
  margin-left: auto;
  background: #014B11;
  color: #fff;
  padding: 0 22px;
  border-bottom: 3px solid transparent;
}
.tab-item--book:hover {
  background: #023a0d;
  color: #fff;
}

/* ===== DROPDOWN ===== */
.tab-dropdown {
  position: absolute;
  top: calc(100% + 3px);
  left: 0;
  background: #fff;
  box-shadow: 0 12px 40px rgba(0,53,136,.18);
  border-radius: 0 0 12px 12px;
  min-width: 240px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
  z-index: 1000;
}
.tab-item.has-dropdown:hover .tab-dropdown,
.tab-item.has-dropdown.open .tab-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.tab-dropdown__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  padding: 12px 0;
}
.tab-dropdown__inner--single {
  grid-template-columns: 1fr;
}

.tab-dropdown__col {
  display: flex;
  flex-direction: column;
  border-right: 1px solid rgba(0,53,136,.08);
  padding: 0 4px;
}
.tab-dropdown__col:last-child { border-right: none; }

.tab-dropdown__col-header {
  padding: 6px 14px 8px;
  font-size: 10px;
  font-weight: 800;
  color: var(--blue);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  border-bottom: 1px solid rgba(38,106,251,.1);
  margin-bottom: 4px;
}

.dropdown-link {
  display: block;
  padding: 8px 14px;
  font-size: 13px;
  font-weight: 500;
  color: var(--navy);
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
  border-radius: 6px;
  margin: 1px 4px;
}
.dropdown-link:hover {
  background: var(--bg-pale);
  color: var(--blue);
}

/* ========================================================
   WIZARD CONTAINER & PAGES
   ======================================================== */
.wizard-container {
  margin-top: 120px; /* 72px navbar + 48px tab-nav */
  min-height: calc(100vh - 120px - 60px); /* full minus both fixed bars */
}

/* Override hero padding since container already accounts for navbar */
.wizard-page .hero {
  padding-top: 24px;
  min-height: calc(100vh - 120px);
}

.wizard-page {
  display: none;
  animation: wizardFadeIn 0.3s ease forwards;
}
.wizard-page.active {
  display: block;
}

@keyframes wizardFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ========================================================
   WIZARD NAVIGATION BAR (fixed bottom)
   ======================================================== */
.wizard-nav-bar {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 850;
  background: #fff;
  border-top: 1px solid rgba(38,106,251,.12);
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 24px;
  box-shadow: 0 -4px 20px rgba(0,53,136,.07);
}

.wiz-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 9px 22px;
  border-radius: var(--pill);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid var(--navy);
  background: transparent;
  color: var(--navy);
  font-family: 'Inter', sans-serif;
  transition: all 0.2s;
}
.wiz-btn:hover:not(:disabled) {
  background: var(--navy);
  color: #fff;
}
.wiz-btn:disabled {
  opacity: 0.3;
  cursor: not-allowed;
}
.wiz-btn--next {
  background: var(--navy);
  color: #fff;
}
.wiz-btn--next:hover:not(:disabled) {
  background: var(--blue);
  border-color: var(--blue);
}

.wiz-center {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.wiz-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--navy);
}

.wiz-dots {
  display: flex;
  align-items: center;
  gap: 6px;
}

.wiz-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(0,53,136,.2);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background 0.2s, transform 0.2s, width 0.2s;
}
.wiz-dot.active {
  background: var(--blue);
  width: 22px;
  border-radius: 4px;
  transform: none;
}
.wiz-dot:hover:not(.active) {
  background: rgba(0,53,136,.45);
}

/* Footer spacing so wizard-nav-bar doesn't overlap */
.footer { padding-bottom: 72px; }

/* ========================================================
   RESPONSIVE — TAB NAV & WIZARD NAV
   ======================================================== */
@media (max-width: 1024px) {
  .tab-item { padding: 0 10px; font-size: 11px; }
  .tab-item--book { padding: 0 14px; }
}

@media (max-width: 768px) {
  .tab-nav { height: 44px; top: 72px; }
  .wizard-container { margin-top: 116px; }
  .wizard-page .hero { padding-top: 20px; min-height: calc(100vh - 116px); }
  /* All tabs scroll horizontally on mobile */
  .tab-item { flex-shrink: 0; font-size: 10px; padding: 0 10px; }
  .tab-nav__inner { flex-wrap: nowrap; }
  .wizard-nav-bar { padding: 0 12px; }
  .wiz-btn { padding: 8px 14px; font-size: 12px; }
  .wiz-dots { gap: 4px; }
  .wiz-dot { width: 7px; height: 7px; }
  .wiz-dot.active { width: 18px; }
  /* mobile hero override from base responsive */
  .wizard-page .hero { padding: 20px 0 60px; min-height: auto; }
}